Summary of Benefits
You have options for your Medicare Advantage coverage. Think about your needs and what type of benefits will help you most. AmeriHealth Caritas VIP Care (HMO-SNP) offers all the benefits of regular Medicare, plus more.
AmeriHealth Caritas VIP Care provides:
- Coverage for inpatient hospital care, as well as skilled nursing facility and home health care coverage.
- Preventive services to help you stay healthy.
- A large network of doctors, hospitals, specialists, and pharmacies.
- Great service and personal attention.
Plus, you'll get extra benefits, including:
- Dental, vision, and hearing benefits not covered by original Medicare.
- Wellness education including smoking cessation and a nurse hotline.
- Transportation to your provider.
Below is a brief summary of key benefits.
You may also view:
- A pre-enrollment checklist PDF.
- A complete Summary of Benefits PDF.
- An Over-the-Counter Benefit Product Catalog (OTC) PDF.
- Spanish Over-the-Counter Benefit Product Catalog (OTC) PDF.
- Review information about your over-the-counter benefits online by visiting AmeriHealthFlexCard.com. You can also call 1-800-824-9713 (TTY 711), Monday – Friday from 8 a.m. to 8 p.m. EST.
- A complete Evidence of Coverage PDF.
- The EOC tells you how to get medical care and prescription drugs through our plan. The booklet explains what's covered, how much you'll pay for services, and all about your rights and responsibilities.
- Spanish EOC PDF
- You can also contact AmeriHealth Caritas VIP Care for more information.
Find a provider in our network for the benefits listed below.
|Premium||$0 monthly plan premium.|
|Doctor office visits||$0 copay for each Medicare-covered primary care provider (PCP) visit.|
$0 copay for each Medicare-covered specialist visit.
No referral required.
|Preventive and comprehensive dental||
Unlimited plan coverage limit for preventive dental benefits every year.
$0 copay for the following preventive dental benefits:
The combined total comprehensive dental benefits cannot exceed $3,000 every year. The comprehensive dental benefits include the following services up to a $3,000 combined limit every year:
*Prior authorization is required for dentures, periodontics, endodontics, crowns, mini implants, and implant supported dentures. Fixed bridges and all other dental implants, except for mini-implants, are not covered.
Diagnostic hearing and balance evaluations performed by your PCP to determine if you need medical treatment are covered as outpatient care when furnished by a physician, audiologist, or other qualified provider.
You must receive your care from a network provider. We will only pay for covered hearing services if you go to an in-network hearing provider. In most cases, you will have to pay for care that you receive from an out-of-network provider.
Covered services include:
Our plan offers supplemental vision coverage including:
You must receive your care from a network provider. We will only pay for covered vision services if you go to an in-network vision provider. In most cases, you will have to pay for care that you receive from an out-of-network provider.
Unlimited trips to plan-approved locations every year (e.g., doctor's office, pharmacy, and hospital).
Prior authorization is required for trips that exceed 50 miles for a one‐way ride. Other prior authorization and scheduling rules apply.
|Over-the-counter (OTC) items||
Up to $275 per quarter may be spent for over-the-counter (OTC) items included in the OTC catalog (PDF), online ordering portal and/or qualified items at participating retail settings via a restricted spend debit card. Spanish OTC catalog (PDF) Members may purchase up to six products per category per quarter. There is no limit on the total number of items a member may purchase. OTC catalog and online ordering portal orders are limited to three orders per quarter. Additional limits may apply to some items.
|Home health care||$0 copay for Medicare-covered home health visits.|
|Outpatient mental health care||
$0 copay for each Medicare-covered individual therapy visit.
$0 copay for each Medicare-covered group therapy visit.
$0 copay for each Medicare-covered individual therapy visit with a psychiatrist.
$0 copay for each Medicare-covered group therapy visit with a psychiatrist.
|Important message about what you pay for vaccines||
Our plan covers most Part D vaccines at no cost to you. Call Member Services for more information.
|Important message about what you pay for insulin||
You won’t pay more than $35 for a one- month supply of each insulin product covered by our plan, no matter what cost sharing tier it is on. In most cases you will not pay more than $10.35 for a one-month supply of each insulin product.